Grief & Loss therapy covered by Magellan Healthcare
"Grief doesn't pause for a pregnancy or a new baby. And no one teaches you how to hold both."
+9 moreNo commitment. We'll confirm your coverage before your first session.
Using your Magellan Healthcare benefits
Phoenix Health is in-network with Magellan Healthcare, a specialized behavioral health managed care organization. Unlike general health insurers, Magellan focuses exclusively on mental health and substance use benefits. They administer behavioral health coverage on behalf of other health plans. If your employer's health plan shows Magellan as your behavioral health administrator, your mental health and therapy benefits are managed through Magellan's network, even if your physical health coverage runs through a different insurer. For Phoenix Health members in California, Magellan is a common route for mental health coverage. Our PMH-C certified therapists support Magellan members through postpartum depression, perinatal anxiety, birth trauma, and other perinatal mental health concerns. Magellan plans typically cover outpatient therapy with a specialist copay after your deductible, consistent with federal and state mental health parity requirements. Some Magellan plans require a referral or prior authorization before beginning therapy. We check this as part of our intake process. Before your first session, we verify your Magellan benefits, confirm prior auth requirements, and give you a clear picture of your expected out-of-pocket cost. Sessions are FSA and HSA eligible. To verify on your own, look for a separate Magellan card in your benefits packet, or call the behavioral health number listed on your primary insurance card.
✓ In-network coverage
Your benefits apply directly — no superbills or out-of-network claims.
✓ Benefits verified upfront
We confirm your copay and deductible before your first session, at no charge.
✓ Telehealth covered
Your plan covers virtual sessions at the same rate as in-person specialist visits.
You might benefit from therapy if…
- ✓You're carrying a major loss alongside pregnancy or new parenthood, and the two keep colliding
- ✓You're grieving a parent who never met the baby, or who can't be here in the way you needed
- ✓A previous pregnancy loss is coming back hard during this pregnancy or postpartum
- ✓You feel like you're not allowed to grieve because the baby is here and healthy
- ✓You're angry at people who don't understand why you're still struggling
- ✓You're afraid that grieving will hurt your bond with your baby, or that being happy will betray the person you lost
Dr. Emily Guarnotta
Psychologist & Founder
From our founder
Grief in the perinatal period is one of the most underestimated experiences I see. People expect you to be radiant, and meanwhile you're missing someone who isn't here to meet this baby. I tell my clients early that we don't make this smaller. We make space for it. That's a different kind of work, and it does bring peace.
What therapy looks like
Our Grief & Loss specialists who accept Magellan Healthcare
Most Phoenix Health therapists hold PMH-C certification — the gold standard in perinatal mental health.
Amanda Flowers
LPC, PMH-C · Licensed therapist
Works with perinatal OCD and neurodivergence, using body-based tools to calm the nervous system.
Licensed in TX, MT
Lyndsay Ward
LCSW, PMH-C · Licensed therapist
An attachment theory expert who helps you unpack how your childhood shows up in your parenting.
Licensed in NY
Analisa Velasco-Lopez
EspañolLCSW · Licensed therapist
A toddler mom herself, she helps parents heal from difficult births.
Licensed in CA
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Natalia Cruz Navarro
EspañolLCSW · Licensed therapist
12+ years with families through high-risk pregnancies, fetal diagnoses, and NICU stays.
Licensed in CA
Real clients. Real relief.
What our clients say about their experience.
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“"After three failed IVF rounds, I was told to 'just stay positive.' My therapist was the first person who acknowledged the grief, the anger, and the exhaustion and helped me process what I'd been through. I finally felt seen."”
— hopeful mom
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“We lost our son at 22 weeks. The world moved on immediately. I was expected to recover, try again, look forward. My therapist helped me understand that the love doesn't go away just because the pregnancy did, and that I was allowed to mourn him as the person he was going to be. That acknowledgment was everything.”
— loss mom
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“After my second miscarriage, everyone told me to stay positive for next time. What I needed was someone to sit with me in the loss, not rush me past it. My therapist gave me that space. She helped me grieve without a timeline, and taught me that grief and hope can exist at the same time. I needed to hear that.”
— after two losses
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“My dad died eight weeks before my daughter was born. Everyone at her christening kept saying she looked like him. I couldn't breathe. My therapist helped me find a way to hold the joy and the missing in the same hand. It took time, and it was worth it.”
— Joelle, first-time mom
In-network with
Magellan Healthcare.
Most clients pay less than $20 per session.
Accepted Insurance Networks
Your rights under federal parity law
Under the Mental Health Parity and Addiction Equity Act (MHPAEA), your insurer cannot impose more restrictive limits on mental health coverage than on comparable medical or surgical benefits.
See full coverage map →Ready to start Grief & Loss therapy? Here’s how it works.
The whole process takes about 5 minutes. We handle insurance — you just show up.
- 1
Book your free call
A quick 15-minute chat to hear what you're going through, answer your questions, and make sure we're a great fit for your needs. No cost, no commitment.
- 2
Get matched
We'll pair you with the right specialist for your specific situation. We'll also check your insurance, so you know your exact cost per session before moving forward.
- 3
Start your first session
Meet your therapist from the comfort of home. No commute, no waiting rooms, no judgment. Most clients notice a real difference within just 2 to 3 sessions.
No commitment · Most insurance accepted · Available this week
Common questions
- Yes, and it's also worth treating. Many parents feel that loving the baby means they aren't allowed to grieve. That's not true, but the guilt itself can become its own layer that needs care. Therapy gives you permission, and a structure, for holding both.
- Previous losses often resurface during a new pregnancy or birth. Anniversary reactions, body memories, and the contrast with a current healthy pregnancy can bring it all up again. That's not a sign that earlier work failed. It's a sign that this stage is asking for its own round of processing.
- Talking about it in a structured, therapeutic way tends to help, not hurt. Avoidance is what tends to make grief heavier over time. Your therapist will pace the work so it never floods you.
- It varies. Some people see meaningful shifts in 3 to 6 months. Complicated or traumatic grief often takes longer. The goal isn't to be done. It's to find a way to carry it that doesn't take up your whole life.
- Most Magellan Healthcare plans cover telehealth behavioral health sessions at the same rate as in-person care under the Mental Health Parity and Addiction Equity Act. Phoenix Health verifies your specific plan benefits before your first session. Your out-of-pocket cost typically depends on your deductible and copay structure.
- PMH-C (Perinatal Mental Health Certification) is awarded by Postpartum Support International (PSI) to clinicians who have completed advanced training in perinatal mental health — covering postpartum depression, anxiety, OCD, birth trauma, and related conditions. It represents the gold standard of specialization in this field.
- If you're struggling — with your mood, your thoughts, your relationship, or just how you're coping — that's enough of a reason to talk to someone. You don't need a diagnosis. A free consultation is a low-commitment first step.
From the Phoenix Health resource center
Articles and guides about grief & loss
Trusted by leading voices in parenting and mental health
OBs, doulas, and pediatricians refer their patients to us because we specialize in maternal mental health.
The sooner you start,
the sooner you'll
feel like yourself again.
You've been surviving. It's time to start healing.
No commitment · Covered by insurance · Available this week
Learning resources
🕊️Read our Grief & Loss guides →Often goes alongside