Grief & Loss therapy covered by Molina Healthcare
"Grief doesn't pause for a pregnancy or a new baby. And no one teaches you how to hold both."
+9 moreNo commitment. We'll confirm your coverage before your first session.
Using your Molina Healthcare benefits
Phoenix Health is in-network with Molina Healthcare in South Carolina. Molina is a managed care organization that primarily serves Medicaid, CHIP, and Marketplace (ACA) populations. If you have a Molina plan, it's likely through South Carolina's Medicaid program or a Marketplace plan purchased during open enrollment. Our PMH-C certified therapists work with Molina SC members on postpartum depression, perinatal anxiety, birth trauma, and other perinatal mental health concerns. Molina's mental health coverage in South Carolina includes outpatient therapy, and as a Medicaid and ACA plan, behavioral health is considered an essential health benefit, meaning it must be covered. Copays and cost-sharing depend on your specific plan: Medicaid plans typically have very low or no copays, while Marketplace plans have a deductible and copay structure similar to commercial insurance. If you're uncertain whether therapy is covered under your Molina plan, the easiest way to check is to call the member services number on your Molina card and ask about outpatient mental health benefits. Before your first session, we verify your specific Molina coverage and confirm any prior authorization requirements. We want you to have a clear picture of costs before you start. Telehealth mental health is covered under Molina SC plans. FSA or HSA may apply depending on your plan type.
✓ In-network coverage
Your benefits apply directly — no superbills or out-of-network claims.
✓ Benefits verified upfront
We confirm your copay and deductible before your first session, at no charge.
✓ Telehealth covered
Your plan covers virtual sessions at the same rate as in-person specialist visits.
You might benefit from therapy if…
- ✓You're carrying a major loss alongside pregnancy or new parenthood, and the two keep colliding
- ✓You're grieving a parent who never met the baby, or who can't be here in the way you needed
- ✓A previous pregnancy loss is coming back hard during this pregnancy or postpartum
- ✓You feel like you're not allowed to grieve because the baby is here and healthy
- ✓You're angry at people who don't understand why you're still struggling
- ✓You're afraid that grieving will hurt your bond with your baby, or that being happy will betray the person you lost
Dr. Emily Guarnotta
Psychologist & Founder
From our founder
Grief in the perinatal period is one of the most underestimated experiences I see. People expect you to be radiant, and meanwhile you're missing someone who isn't here to meet this baby. I tell my clients early that we don't make this smaller. We make space for it. That's a different kind of work, and it does bring peace.
What therapy looks like
Our Grief & Loss specialists who accept Molina Healthcare
Most Phoenix Health therapists hold PMH-C certification — the gold standard in perinatal mental health.
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Tiara Okoruwa
PhD, LCSW
Tiara is a Licensed Clinical Social Worker in Texas specializing in perinatal mental health, supporting expecting and new parents through anxiety, grief, and the transition to parenthood using a trauma-informed, integrative approach.
Licensed in TX
Lyndsay Ward
LCSW, PMH-C
Lyndsay is a Licensed Clinical Social Worker in New York dedicated to guiding parents through the unique challenges and transitions found in every stage of the family-building journey.
Licensed in NY
Sailys Concepcion
LMHC, LPC, LPCC, PMH-C
Sailys is a bilingual therapist who helps parents navigate the emotional journey of pregnancy, postpartum, infertility, and loss across California, Florida, Georgia, Arizona, Washington, and Louisiana.
Licensed in CA, LA, WA, AZ, GA, FL
Amanda Flowers
LPC, PMH-C
Amanda is a Licensed Professional Counselor in Texas and a Licensed Clinical Professional Counselor in Montana specializing in perinatal mental health, supporting clients through pregnancy, postpartum, and infertility using a collaborative, trauma-informed, and mind-body approach.
Licensed in TX, MT
Real clients. Real relief.
What our clients say about their experience.
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“"After three failed IVF rounds, I was told to 'just stay positive.' My therapist was the first person who acknowledged the grief, the anger, and the exhaustion and helped me process what I'd been through. I finally felt seen."”
— hopeful mom
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“We lost our son at 22 weeks. The world moved on immediately. I was expected to recover, try again, look forward. My therapist helped me understand that the love doesn't go away just because the pregnancy did, and that I was allowed to mourn him as the person he was going to be. That acknowledgment was everything.”
— loss mom
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“After my second miscarriage, everyone told me to stay positive for next time. What I needed was someone to sit with me in the loss, not rush me past it. My therapist gave me that space. She helped me grieve without a timeline, and taught me that grief and hope can exist at the same time. I needed to hear that.”
— after two losses
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“My dad died eight weeks before my daughter was born. Everyone at her christening kept saying she looked like him. I couldn't breathe. My therapist helped me find a way to hold the joy and the missing in the same hand. It took time, and it was worth it.”
— Joelle, first-time mom
In-network with
Molina Healthcare.
Most clients pay less than $20 per session.
Accepted Insurance Networks
Your rights under federal parity law
Under the Mental Health Parity and Addiction Equity Act (MHPAEA), your insurer cannot impose more restrictive limits on mental health coverage than on comparable medical or surgical benefits.
See full coverage map →Ready to start Grief & Loss therapy? Here’s how it works.
The whole process takes about 5 minutes. We handle insurance — you just show up.
- 1
Book your free call
A quick 15-minute chat to hear what you're going through, answer your questions, and make sure we're a great fit for your needs. No cost, no commitment.
- 2
Get matched
We'll pair you with the right specialist for your specific situation. We'll also check your insurance, so you know your exact cost per session before moving forward.
- 3
Start your first session
Meet your therapist from the comfort of home. No commute, no waiting rooms, no judgment. Most clients notice a real difference within just 2 to 3 sessions.
No commitment · Most insurance accepted · Available this week
Common questions
- Yes, and it's also worth treating. Many parents feel that loving the baby means they aren't allowed to grieve. That's not true, but the guilt itself can become its own layer that needs care. Therapy gives you permission, and a structure, for holding both.
- Previous losses often resurface during a new pregnancy or birth. Anniversary reactions, body memories, and the contrast with a current healthy pregnancy can bring it all up again. That's not a sign that earlier work failed. It's a sign that this stage is asking for its own round of processing.
- Talking about it in a structured, therapeutic way tends to help, not hurt. Avoidance is what tends to make grief heavier over time. Your therapist will pace the work so it never floods you.
- It varies. Some people see meaningful shifts in 3 to 6 months. Complicated or traumatic grief often takes longer. The goal isn't to be done. It's to find a way to carry it that doesn't take up your whole life.
- Most Molina Healthcare plans cover telehealth behavioral health sessions at the same rate as in-person care under the Mental Health Parity and Addiction Equity Act. Phoenix Health verifies your specific plan benefits before your first session. Your out-of-pocket cost typically depends on your deductible and copay structure.
- PMH-C (Perinatal Mental Health Certification) is awarded by Postpartum Support International (PSI) to clinicians who have completed advanced training in perinatal mental health — covering postpartum depression, anxiety, OCD, birth trauma, and related conditions. It represents the gold standard of specialization in this field.
- If you're struggling — with your mood, your thoughts, your relationship, or just how you're coping — that's enough of a reason to talk to someone. You don't need a diagnosis. A free consultation is a low-commitment first step.
From the Phoenix Health resource center
Articles and guides about grief & loss
Trusted by leading voices in parenting and mental health
OBs, doulas, and pediatricians refer their patients to us because we specialize in maternal mental health.
The sooner you start,
the sooner you'll
feel like yourself again.
You've been surviving. It's time to start healing.
No commitment · Covered by insurance · Available this week
Learning resources
🕊️Read our Grief & Loss guides →Often goes alongside