Hormonal Health therapy covered by Tricare
"My mood tracks my cycle so precisely it scares me. No one told me hormones could do this."
+9 moreNo commitment. We'll confirm your coverage before your first session.
Using your Tricare benefits
Phoenix Health is in-network with TRICARE in South Carolina, serving active duty families, veterans, and military retirees. TRICARE mental health coverage is one of the stronger behavioral health benefits available. The program recognizes the significant mental health toll of military service, deployment, and the unique challenges facing military families and spouses. Our PMH-C certified therapists treat postpartum depression, perinatal anxiety, and birth trauma, conditions that TRICARE covers through outpatient therapy. TRICARE Prime and TRICARE Select are the most common plan types for families in SC. Prime requires referrals through your Primary Care Manager, while Select allows more flexibility in choosing providers. Phoenix Health participates in TRICARE East, which covers South Carolina. Before scheduling, we confirm your specific TRICARE plan and check whether a referral is needed from your PCM. For TRICARE Prime members, starting with a referral from your PCM or calling the TRICARE nurse advice line can help streamline the process. For TRICARE Select members, you can typically schedule directly. All TRICARE plans have cost-sharing that depends on whether you're active duty, reserve component, or a retiree. We walk through this with you at intake.
β In-network coverage
Your benefits apply directly β no superbills or out-of-network claims.
β Benefits verified upfront
We confirm your copay and deductible before your first session, at no charge.
β Telehealth covered
Your plan covers virtual sessions at the same rate as in-person specialist visits.
You might benefit from therapy ifβ¦
- βYour mood swings track your cycle, your postpartum recovery, or perimenopause in ways that feel beyond your control
- βYou've been told you have anxiety or depression and you suspect it's more cyclical than constant
- βYou're postpartum and the hormonal crash is hitting harder than anyone warned you it would
- βYou think you might have PMDD and you've been dismissed by providers
- βYou're in perimenopause and the mood symptoms are derailing your life
- βYou've had thyroid issues identified or suspected, and the mental health side is real

Dr. Emily Guarnotta
Psychologist & Founder
From our founder
Women get told their symptoms are anxiety for years before someone tests their thyroid. They get told they have depression when their symptoms are actually PMDD. The hormonal piece is real, it's often missed, and a perinatal-trained therapist will think about it with you instead of dismissing it.
What therapy looks like
Our Hormonal Health specialists who accept Tricare
Most Phoenix Health therapists hold PMH-C certification β the gold standard in perinatal mental health.
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Tiara Okoruwa
PhD, LCSW
Tiara is a Licensed Clinical Social Worker in Texas specializing in perinatal mental health, supporting expecting and new parents through anxiety, grief, and the transition to parenthood using a trauma-informed, integrative approach.
Licensed in TX

Lyndsay Ward
LCSW, PMH-C
Lyndsay is a Licensed Clinical Social Worker in New York dedicated to guiding parents through the unique challenges and transitions found in every stage of the family-building journey.
Licensed in NY

Sailys Concepcion
LMHC, LPC, LPCC, PMH-C
Sailys is a bilingual therapist who helps parents navigate the emotional journey of pregnancy, postpartum, infertility, and loss across California, Florida, Georgia, Arizona, Washington, and Louisiana.
Licensed in CA, LA, WA, AZ, GA, FL

Amanda Flowers
LPC, PMH-C
Amanda is a Licensed Professional Counselor in Texas and a Licensed Clinical Professional Counselor in Montana specializing in perinatal mental health, supporting clients through pregnancy, postpartum, and infertility using a collaborative, trauma-informed, and mind-body approach.
Licensed in TX, MT
Real clients. Real relief.
What our clients say about their experience.
βββββ
β"Nobody told me that postpartum thyroid issues could look exactly like anxiety and depression. I spent eight months thinking I was losing my mind before someone finally ran a full panel. My therapist helped me manage the mental health piece while my thyroid was being treated. Understanding there was a physical cause was both devastating and a huge relief."β
β postpartum thyroid mom
βββββ
β"My OB told me the PMDD would get better after having a baby. It didn't. If anything, the hormonal swings got more intense and less predictable. My therapist helped me track what was happening over my cycle and understand the connection between my hormone fluctuations and my mental health. Having a map made it less terrifying."β
β mom of 2
βββββ
β"I weaned at eleven months and fell off a cliff. I knew logically that hormones were involved but knowing it and experiencing it are two different things. I couldn't get out of bed. I couldn't stop crying. My therapist helped me hold the space between this is physiological and I also need real support, and helped me figure out which professionals I needed on my team."β
β mom of 1
βββββ
βI had been on antidepressants for six years and they helped some, but not enough. Tracking my symptoms in therapy made it obvious my worst weeks were cycle-linked. We added a luteal-phase adjustment with my prescriber and the difference was night and day.β
β Hilary, PMDD
In-network with
Tricare.
Most clients pay less than $20 per session.
Accepted Insurance Networks





Your rights under federal parity law
Under the Mental Health Parity and Addiction Equity Act (MHPAEA), your insurer cannot impose more restrictive limits on mental health coverage than on comparable medical or surgical benefits.
See full coverage map βReady to start Hormonal Health therapy? Hereβs how it works.
The whole process takes about 5 minutes. We handle insurance β you just show up.
- 1
Book your free call
A quick 15-minute chat to hear what you're going through, answer your questions, and make sure we're a great fit for your needs. No cost, no commitment.
- 2
Get matched
We'll pair you with the right specialist for your specific situation. We'll also check your insurance, so you know your exact cost per session before moving forward.
- 3
Start your first session
Meet your therapist from the comfort of home. No commute, no waiting rooms, no judgment. Most clients notice a real difference within just 2 to 3 sessions.
No commitment Β· Most insurance accepted Β· Available this week
Common questions
- They're often both. The clearest sign of a hormonal contributor is cyclical pattern: symptoms that show up reliably at certain points in your cycle, postpartum stage, or hormonal transition. Tracking symptoms over a few months usually makes the pattern obvious. Your therapist can help you see it and coordinate the right kind of care.
- No. PMDD is a specific, severe condition affecting about 5% of menstruating people, with symptoms that significantly impair functioning in the week or two before menstruation. It is recognized by the DSM and responds to specific treatments, including certain SSRIs taken either continuously or in the luteal phase. It is not bad PMS.
- Absolutely. Many women experience a first depression or anxiety episode in postpartum, perimenopause, or with thyroid dysfunction. Hormonal events can unmask vulnerability that was previously quiet. That doesn't mean it's purely hormonal forever, but the hormonal piece is often a real part of the picture.
- Sometimes, especially for milder symptoms. For more significant hormonal mental health issues, a combination of therapy, medical care, and sometimes medication tends to work best. The right therapist will help you build that team.
- Most Tricare plans cover telehealth behavioral health sessions at the same rate as in-person care under the Mental Health Parity and Addiction Equity Act. Phoenix Health verifies your specific plan benefits before your first session. Your out-of-pocket cost typically depends on your deductible and copay structure.
- PMH-C (Perinatal Mental Health Certification) is awarded by Postpartum Support International (PSI) to clinicians who have completed advanced training in perinatal mental health β covering postpartum depression, anxiety, OCD, birth trauma, and related conditions. It represents the gold standard of specialization in this field.
- If you're struggling β with your mood, your thoughts, your relationship, or just how you're coping β that's enough of a reason to talk to someone. You don't need a diagnosis. A free consultation is a low-commitment first step.
From the Phoenix Health resource center
Articles and guides about hormonal health
Trusted by leading voices in parenting and mental health
OBs, doulas, and pediatricians refer their patients to us because we specialize in maternal mental health.
The sooner you start,
the sooner you'll
feel like yourself again.
You've been surviving. It's time to start healing.
No commitment Β· Covered by insurance Β· Available this week
Learning resources
πRead our Hormonal Health guides βOften goes alongside





