Perinatal mental health therapy covered by Magellan Healthcare

Using your Magellan Healthcare benefits

Phoenix Health is in-network with Magellan Healthcare, a specialized behavioral health managed care organization. Unlike general health insurers, Magellan focuses exclusively on mental health and substance use benefits. They administer behavioral health coverage on behalf of other health plans. If your employer's health plan shows Magellan as your behavioral health administrator, your mental health and therapy benefits are managed through Magellan's network, even if your physical health coverage runs through a different insurer. For Phoenix Health members in California, Magellan is a common route for mental health coverage. Our PMH-C certified therapists support Magellan members through postpartum depression, perinatal anxiety, birth trauma, and other perinatal mental health concerns. Magellan plans typically cover outpatient therapy with a specialist copay after your deductible, consistent with federal and state mental health parity requirements. Some Magellan plans require a referral or prior authorization before beginning therapy. We check this as part of our intake process. Before your first session, we verify your Magellan benefits, confirm prior auth requirements, and give you a clear picture of your expected out-of-pocket cost. Sessions are FSA and HSA eligible. To verify on your own, look for a separate Magellan card in your benefits packet, or call the behavioral health number listed on your primary insurance card.