Perinatal Anxiety therapy covered by Cigna
"The anxiety started during pregnancy and hasn't gone away."
+9 moreNo commitment. We'll confirm your coverage before your first session.
Using your Cigna benefits
Phoenix Health is in-network with Cigna, including plans branded as Evernorth. If your card says Evernorth, that's Cigna's behavioral health division, and the coverage and network are the same. Cigna is one of the larger national insurers we work with, and their telehealth mental health coverage has expanded significantly. Our PMH-C certified therapists support Cigna members through pregnancy and the postpartum period, treating postpartum depression, perinatal anxiety, birth trauma, and related concerns. Most Cigna plans cover outpatient therapy at a specialist copay once your deductible is met, and they've been strong on telehealth parity, meaning your video sessions are covered the same way as in-person visits. Under the Mental Health Parity and Addiction Equity Act, Cigna plans must cover behavioral health at the same level as physical health, so you shouldn't face higher copays or stricter visit limits for therapy than you would for a comparable medical appointment. Before your first session, we confirm your specific Cigna plan benefits, including whether prior authorization is needed (some Cigna plans require it for ongoing therapy after an initial evaluation). Sessions are FSA and HSA eligible. To verify yourself, call member services and ask: 'Do I have in-network outpatient mental health benefits? What is my copay and has my deductible been met?' We're also happy to handle this verification as part of getting you started.
✓ In-network coverage
Your benefits apply directly — no superbills or out-of-network claims.
✓ Benefits verified upfront
We confirm your copay and deductible before your first session, at no charge.
✓ Telehealth covered
Your plan covers virtual sessions at the same rate as in-person specialist visits.
You might benefit from therapy if…
- ✓Anxiety started in pregnancy and hasn't lifted since
- ✓You have panic attacks, often at night or first thing in the morning
- ✓You're hyper-aware of every physical sensation, your baby's movements, your own breathing
- ✓You can't enjoy good moments because you're bracing for what comes next
- ✓You're sleep-deprived but also wired, and rest feels impossible
- ✓You're managing it alone because you don't want to worry your partner
Dr. Emily Guarnotta
Psychologist & Founder
From our founder
I see anxiety this severe and I want to say the obvious first: this is not your personality. Pregnancy and the postpartum period change your brain chemistry, your sleep, and your sense of identity all at once. Of course something is going to react. The work is figuring out which lever to pull, and that's what a perinatal specialist does well.
What therapy looks like
Our Perinatal Anxiety specialists who accept Cigna
Most Phoenix Health therapists hold PMH-C certification — the gold standard in perinatal mental health.
Amanda Flowers
LPC, PMH-C · Licensed therapist
Works with perinatal OCD and neurodivergence, using body-based tools to calm the nervous system.
Licensed in TX, MT
Lyndsay Ward
LCSW, PMH-C · Licensed therapist
An attachment theory expert who helps you unpack how your childhood shows up in your parenting.
Licensed in NY
Analisa Velasco-Lopez
EspañolLCSW · Licensed therapist
A toddler mom herself, she helps parents heal from difficult births.
Licensed in CA
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Natalia Cruz Navarro
EspañolLCSW · Licensed therapist
12+ years with families through high-risk pregnancies, fetal diagnoses, and NICU stays.
Licensed in CA
Real clients. Real relief.
What our clients say about their experience.
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“"I couldn't sleep during pregnancy and everyone said just wait until the baby comes. But the insomnia wasn't tiredness, it was my mind refusing to let go. I'd lie there cataloging every possible thing that could go wrong. My therapist gave me real tools for a racing brain and taught me the difference between preparation and catastrophizing."”
— high-risk pregnancy
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“"The anxiety started before I even got a positive test. By twenty weeks I had a list of symptoms I was tracking daily and a second opinion scheduled for every scan. My therapist helped me understand that anxiety in pregnancy isn't overcaution, it's a pattern my brain learned. Once I understood it, I could work with it instead of just fighting it."”
— expecting mom
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“"I spent most of my pregnancy convinced something was wrong. Every appointment felt like a countdown to bad news. Therapy helped me actually enjoy the last two months."”
— first-time mom
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“I had panic attacks every morning during my second pregnancy. I thought I had to white-knuckle through it. My therapist taught me how to interrupt the cycle in my body before it got loud. By the third trimester I was sleeping again.”
— Diana, 32 weeks pregnant
In-network with
Cigna.
Most clients pay less than $20 per session.
Accepted Insurance Networks
Your rights under federal parity law
Under the Mental Health Parity and Addiction Equity Act (MHPAEA), your insurer cannot impose more restrictive limits on mental health coverage than on comparable medical or surgical benefits.
See full coverage map →Ready to start Perinatal Anxiety therapy? Here’s how it works.
The whole process takes about 5 minutes. We handle insurance — you just show up.
- 1
Book your free call
A quick 15-minute chat to hear what you're going through, answer your questions, and make sure we're a great fit for your needs. No cost, no commitment.
- 2
Get matched
We'll pair you with the right specialist for your specific situation. We'll also check your insurance, so you know your exact cost per session before moving forward.
- 3
Start your first session
Meet your therapist from the comfort of home. No commute, no waiting rooms, no judgment. Most clients notice a real difference within just 2 to 3 sessions.
No commitment · Most insurance accepted · Available this week
Common questions
- Many anxiety medications, particularly certain SSRIs, are considered first-line options and are used during pregnancy and breastfeeding when the clinical picture calls for it. The decision should be made with a prescriber who knows perinatal psychiatry. Your therapist can help you think it through and coordinate care, and untreated severe anxiety also carries risks worth weighing.
- Yes, very much so. Health-focused anxiety is one of the most common forms in this phase, and it responds well to therapy that focuses on learning to live with uncertainty rather than trying to resolve it. ACT is often especially helpful here.
- For some people it's an old anxiety that flared in a new context. For others it's a first episode triggered by hormonal, identity, and sleep changes. Either way, perinatal anxiety has specific patterns and triggers that a generalist may miss, which is why working with a perinatal-trained therapist tends to be faster and more effective.
- Chronic untreated anxiety can affect both you and the baby, which is why getting support matters. But the anxiety you're feeling right now is not damaging your baby. What's most protective is getting treatment, which is exactly what you're doing by looking for it.
- Most Cigna plans cover telehealth behavioral health sessions at the same rate as in-person care under the Mental Health Parity and Addiction Equity Act. Phoenix Health verifies your specific plan benefits before your first session. Your out-of-pocket cost typically depends on your deductible and copay structure.
- PMH-C (Perinatal Mental Health Certification) is awarded by Postpartum Support International (PSI) to clinicians who have completed advanced training in perinatal mental health — covering postpartum depression, anxiety, OCD, birth trauma, and related conditions. It represents the gold standard of specialization in this field.
- If you're struggling — with your mood, your thoughts, your relationship, or just how you're coping — that's enough of a reason to talk to someone. You don't need a diagnosis. A free consultation is a low-commitment first step.
From the Phoenix Health resource center
Articles and guides about perinatal anxiety
Trusted by leading voices in parenting and mental health
OBs, doulas, and pediatricians refer their patients to us because we specialize in maternal mental health.
The sooner you start,
the sooner you'll
feel like yourself again.
You've been surviving. It's time to start healing.
No commitment · Covered by insurance · Available this week
Learning resources
🌊Read our Perinatal Anxiety guides →Often goes alongside